Dental Insurance Welcome - Chicago, IL
How to Maximize Your Dental Insurance with Us
Getting the most out of your dental insurance doesn’t have to be complicated. If you live in Chicagoland area, all you really have to do is visit University Dental Professionals! We accept several plans and know how to help our patients get every dollar they deserve so their dental care is always affordable. You’ll find a brief guide on how to use your insurance with us below, and if you have questions regarding your specific policy, you’re always welcome to give us a call.
Understanding How Dental Insurance Works
Most dental insurance plans sort various services into three broad categories: preventive, restorative, and cosmetic. Preventive, which includes checkups and cleanings, are often fully covered, while restorative treatments are only partially covered. Because cosmetic procedures are elective, they are typically not covered. This is why we tell our patients that the best way to use their insurance is to have it primarily pay for preventive care, as this minimizes out-of-pocket costs and protects a patient from more severe dental issues over time.
What Your Dental Insurance Plan Covers
While we can’t tell you definitively what your plan covers without talking to you first, here’s how common treatments are usually categorized:
- Preventive Care, 80-100% coverage (checkups, cleanings, X-rays, fluoride treatments)
- Restorative Care, 50-80% coverage (fillings, crowns, bridges, dentures, extractions)
- Cosmetic Services, 0% coverage (whitening, veneers, cosmetic bonding)
Your plan may also offer a lifetime benefit (a set amount of money) that can be used toward orthodontic care, but this may only apply to metal braces, so be sure to read your terms closely.
Ready to Accept All Dental Insurance Plans
If you have dental insurance, you can trust that University Dental Professionals will accept it. We work with many popular providers and ensure our patients are reimbursed as quickly as possible. Even if we aren’t in-network with your policy, we can still offer tremendous savings, so be sure to give us a call to find out.